Archive for June, 2013

How Does Driving And Drinking Effect The Personal Injury Settlement?

In the past couple of decades lobby groups like Mothers Against Drunk Drivers (MADD) have been very successful in getting tougher laws passed for drunk driving. In Canada there are some of the most punitive laws for drinking and driving in all of NorthAmerica. There is a zero tolerance for novice drivers regarding alcohol consumption. Overall in Canada 10 percent of those charged with drinking and driving were given prison sentences, even with all of these tough laws in 2007 there were more than 31000 drivers in Ontario who were charged with drinking a motor vehicle while under the influence. If you are a loved one have been injured in a car accident caused by a drunk driver, contact one of the perceptive car accident lawyers in Ontario. You can check out www.personalinjurieslawyersintoronto.ca to see if they will work with you and your medical professionals to get the bestsettlement from your insurance company.

If you end up going to prison your car insurance will drip you. You will then be forced with the prospect of finding another insurance company to cover you. Sometimes this is not as hard as it sounds, but comes with a cost. Paying your insurance premium after losing your license could cost you triple what you would pay prior to the incident. If more people actually knew the costs of driving while under the influence, they would think twice about their choice.

According to Mothers Against Drunk Drivers each year over 1000 people die in car injuries related to alcohol. In addition to those over 60000 suffer injuries from accidents caused by alcohol. The injuries caused by alcohol are horrible and touch many other lives. The cost to the community with additional medical expense, property damages, and lost wages takes its toll.

One of the worst punitive measures resulting from drinking and driving is the loss of car insurance benefits. Among the benefits lost if you are injured while driving drunk are the income replacement benefits. Normally under the standard policy if you are injured and unable to work you may collect 70% of your gross income up to $400 per week. This gives you and your family some income to pay bills. If you are injured while driving intoxicated you don’t get any income from your car insurance. A skilled disability lawyer in Toronto may be able to help you get some benefits depending upon the circumstances.

These are just a few of the millions of reasons you shouldn’t drink and drive. Ask a personal injury attorney for the rest of them.